Medicare Plans—Independent, No-Cost Help
Compare Advantage, Medigap, and Part D with clear, unbiased guidance.
Benefits:
- Understand the difference: Advantage vs. Medigap
- Check doctors, drugs, and travel needs
- 2025 Part D cap explained in minutes
- Annual plan checkups, stay protected as needs change
- No-cost help (carriers pay, never you)
Medicare isn’t one-size-fits-all. I walk you through coverage, networks, prescriptions, and costs—then we pick the plan that fits your care and budget.
FAQ
Q1: What’s the difference between Advantage and Medigap?
A: Advantage (Part C) bundles benefits with provider networks; Medigap works with Original Medicare to reduce out-of-pocket costs and typically offers broader provider access.
Q2: How does the 2025 $2,000 Part D cap work?
A: In 2025, your annual out-of-pocket for Part D drugs is capped at $2,000, with an option to spread costs monthly via a pay-over-time program.
Q3: Do you charge for Medicare help?
A: No. My guidance is no-cost to you. I’m paid by carriers if you enroll—your price is the same.
Q4: Can I keep my doctors?
A: I verify your providers and prescriptions during our review so we only consider plans that work for you.
